Most states, require a minimum amount of auto insurance coverage for most vehicles, but you may decide to add additional coverage for extra protection and peace of mind. It's important to understand a few things about a car insurance policy to make sure you're making the best decision for yourself. Our helpful resources will help you learn more about car insurance. There are state laws regarding the types and limits of coverage you must carry on your auto insurance policy. But you can still customize your policy.
Once you determine what coverages and limits you need, you're ready to get a quote. Our coverage calculator can help answer these questions and more. There's information you'll need to get an accurate auto insurance quote.
Try to make sure you have these items ready before you start:. There are a variety of different car insurance coverages and limits you can choose to create your own personalized policy. Check out our car insurance coverage page to learn more about each type of coverage. GEICO offers many discounts that may help you save money on car insurance if you're eligible. You may already qualify for a variety of policy discounts and premium reductions.
From student discounts to good driver discounts 5-year accident-free , see how much you could save. Many discounts from good driver 5-year accident-free , equipment and even multi-policy. See how much you could save. If you remember poodle skirts, hot rods, bell-bottoms, and go-go boots, then you may be eligible for savings. Better together.
Check out our Multi-Policy Discount page for all the ways you could bundle and save. How does your current car insurance compare? Have a question about your auto insurance policy? Bodily injury liability If you cause an automobile accident that results in injuries, bodily injury protects you by paying for damages you may become legally liable for as a result of the accident, including medical bills and loss of income for the injured party.
Roadside Assistance Roadside Assistance coverage may even be available when you and your family household members are passengers in someone else's vehicle, or during a roadside emergency in which your vehicle is disabled.
Classic car owner? We have protection designed just for you. Check it out. And get a quote. Superior claims service In times of need, we stand by you. Auto insurance terminology Choosing auto insurance options can feel complicated.
This is the cost of your policy. It may be paid annually, semi-annually two payments per year or monthly. Start your free quote online. Auto insurance can help protect you from expensive, sometimes devastating surprises.
Let's say you're in a covered accident. As an insured driver, you can get help paying medical bills, repairs, certain legal defense costs and more. Find an agent to get more details. Your coverage should be as unique as your ride. Select your car's make and model to find discounts, safety ratings and insurance information. Each state's laws determine the coverage types and minimum limits you must purchase. Find out how much your monthly vehicle payments will be, or compare the costs of financing your vehicle.
To accurately compare auto quotes across insurers, you'll want to select the same set of coverages, limits and deductibles for each quote. Choose your coverage Consider your state's requirements and any specific coverage types you might want, like collision or comprehensive. When choosing the maximum amount your insurer will pay for a covered claim, consider your state laws as well as your personal needs. To quickly and easily receive auto insurance quotes , you should come prepared with the following information on hand:.
The Zebra is rated 4. Call icon. Our agents can help you save. Call icon 1. Car Insurance Quotes Find cheap car insurance quickly and easily — compare quotes online! Car Icon. Home Icon. Location pin icon. Start Right arrow icon. This ZIP code is invalid. No spam calls. Free quotes. June 24, Car insurance quotes After you've found your dream car, it's time for a less-exciting task: finding the right car insurance policy.
Table of contents — what we'll cover: How to get car insurance quotes What goes into auto insurance rates? Driver's license and personal information for any drivers on the policy : Necessary info includes date of birth, address, occupation, and marital status.
If you can't provide an exact VIN, you'll need to provide the year, make, and model of your car to get a preliminary quote. Mileage Date of vehicle purchase Driving history : Your recent driving history — and that of any other driver s on the policy — with accidents, citations, claims, and any completed driving courses. Insurance record : Some car insurance companies require at least six months of continuous auto insurance prior to issuing you a policy.
Have on hand a brief history of your auto insurance background. What is a car insurance quote? Discounts that help you save Savings Discount. Online Purchase Discount. You could save instantly when you purchase your policy online. Bundle and Save. Begin your free online quote.
Auto Ready for a quote? Where you find cheap car insurance quotes will differ from person to person based on your driving history, personal characteristics and other factors. State Farm and Progressive offered the next-cheapest auto insurance rates, respectively.
While USAA had the cheapest auto insurance quotes overall, it was not ranked because the company offers insurance only to active military members, veterans and their families. For each of the seven largest insurers, NerdWallet averaged rates for year-old men and women for all ZIP codes in any of the 50 states and Washington, D. Sample drivers had the following coverage limits:.
In states where required, minimum additional coverages were added; for minimum coverage prices, only state-mandated coverages were included. Couples in our analyses were year-old men and women with clean driving histories, averaged across all ZIP codes with the same policy outlined above.
To see rates for families with a teenage driver, we added an year-old who was licensed two years ago, averaging rates for male and female teens.
For couples and families, we added a Nissan Rogue S to create a two-car household. We used a Toyota Camry LE in all cases and assumed 12, annual miles driven. In all cases, a paperless discount, e-signature discount and electronic funds transfer discount were automatically applied.