The cards that made this list had the best combination of these categories. Some cards in this roundup have nonbank program managers that partner with banks. No cards above have overdraft fees. We also looked at four alternative, or non-traditional, bank accounts: Chime , GoBank , Moven , Simple.
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No minimum balance requirements. No monthly or service fees. We also provide free debit card replacement. Best Visa Prepaid Debit Cards. Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file Click for for official site, terms, and details.
Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file Click here for official site, terms, and details. Advertiser Disclosure BadCredit. Our Editorial Review Policy Our site is committed to publishing independent, accurate content guided by strict editorial guidelines. Related Topics:. About the Author. Instead of transferring money from your prepaid card to your bank account, transfer the money from a different account.
Most banks will do this free of charge as long as both accounts are within the institution. Editorial Note: Compensation does not influence our recommendations. However, we may earn a commission on sales from the companies featured in this post. To view a list of partners, click here. Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by our advertisers. Reasonable efforts are made to present accurate info, however all information is presented without warranty.
Credit Cards. Advertiser Disclosure. Need cash to cover a big expense? Prequalify for a loan. Get started. Apply Now. Featured on:. In addition to prepaid cards, members can choose from over a hundred gift cards, including Amazon gift cards and Walmart Gift Cards. Members can also redeem their SB for cash via PayPal. If you plan on shopping online, visit the Swagbucks shop page for all the current deals and to get cash back when you shop online.
Storewide Special Terms. If NY pays unemployment benefits via direct deposit, than you should be able to have the benefits deposited directly on a Mango card. When you get your card, it comes with specific instructions on how to set up direct deposit, including your unique account number and routing number.
Joe you can add cash to any prepaid card, but not for free. Would a prepaid card like this be appropriate for drivers in a trucking business? This would allow them to purchase fuel, get cash advances for tolls, etc. There is no charge to deposit cash, use their ATMs, bill pay etc — the only thing missing is the possibility of overdraft. If you have direct deposit the MoneyManager card has a single fee 50 cents for bill pay to anyone so if you want them to send a check to someone its 50 cents.
No charge for customer service, no monthly fees, no fees for transactions. And throughout my research so far i could not find one, that will allow me to put money on it with a foreign card.
I have a SSN , if that matters. Thanks, Kate. Does anyone have the perkstreet account card? Im looking into getting one i was just wondering what you guys have to say about it before i get it..
Angie, PerkStreet was an excellent debit card. Unfortunately, PerkStreet has shut down and is no longer available. I need something a little less exploitative then that if anyone has any suggestions please E-Mail them. Kenneth, all prepaid cards charge you to load cash. The best way to load a prepaid card is via direct deposit, which should be free.
The end is near for these rip off cards as banks and credit unions enter the prepaid space. This list is not indicative of the better prepaid cards available.
This list is basically advertising. Every one of them has fees so the title is deceptive. The key is to find cards that can be used in such a way as to avoid the fees. The Mango MasterCard is my top pick for that reason. You are correct that PerkStreet is not a prepaid card. DR, thanks for your input. He he! They do not tolerate payments from accounts that you do not own. Metabank is doing this to fight fraud, which their system has too much of.
I had to get my friend to call them, and they grilled him with a lot of questions before releasing the money to me in the form of a check refund. Hi, I want to provide my own prepaid card to my webstore client, where should I go? Cannot these people understand English? Why do these people not comprehend english?
The Amex debit card is free, meaning no annual fee, not monthly fee, no minimum amount per month, no fees means no fees. The only catch I see is that you need to reload the account from a checking account. If no fees means no fees, then the AMEX card is not without fees. You can only get money from an ATM once per calendar month. I agree with the use of ATM for withdrawals. Therefore, use once a month and stop.
Use another source. I agree. You can use other sources e. Downside is it does not have routing number to do payroll or government direct deposits. It is meant as a tool for spending safely from merchants, online or otherwise. American Express does have a routing number to do payroll…I just received my card…however, you have to go your account and the information is there routing, acct number etc ….
You can fund with a bank account linked to the card or you can fund with cash at designated participating vendors. You can still buy a load pack to load money onto an Amex prepaid card. The AMEX card is great but like some others are mentioning you can use it in a lot of places.
Also serve does not allow cash back. Not true I have a skylight card and I pay nothing for it. No monthly fees, no transaction fees or anything. Best part I also have an online account so I can transfer money and view my statements.
Read those fee charts carefully!!!!!! Amex seems to be the best deal on this site. I could NOT have said it better myself!! Even a free checking account charges you if you bounce a check or use an ATM owned by another back. These prepaid cards, however, are free in the sense that you can load them and use them without paying any fees.
Bank Freedom dotcom is better then all of the ones listed above. GreenDOT sucks big time. They owe a lot of people money. Even me. And the Mango card offers a savings account that pays 5. Still, the Bank Freedom is a good choice. Thanks for the tip. Any company as big as Green Dot will have a lot of complaints. A bank may provide the not free service on a checking account, which is different. Check cashers can be less expensive than the fees banks charge non-account holders.
I would rather pay the small fee than go through the contempt and permanent collection of every number on my I. A company can provide a free non-Visa version as a payroll card. Actually a person could just use the employer provided payroll card if associated with MasterCard or Visa.
However, the employer reserves the right to charge the account for overpayments or termination disputes. One is called Comdata. Many of these cards do not allow Government deposits, specifically tax returns. And some that do have very low limits and have online complaints that they have held several thousand dollars in tax returns from customers. They are all fee-free or waive the monthly fee with a reasonable amount of use a certain deposit or number of purchases.
Bluebird atm is free with any direct deposit within 30 days. AMEX each provide 1 free atm withdrawal per month- which is more than enough. I rarely have used atms in my life. I guess there are people who need daily cash for certain, um street vendors. That said none of these cards will accept a federal tax refund.
Or if they do, they have complaints and very low limits. So I need a card that 1. Right now it seems my only option is to direct deposit my tax refund to my online savings account, which has no debit card attached, holds every deposit for 5 days, and takes 5 more days to transfer to another account.
So it seems best case, I might have to wait 10 full business days after my tax refund comes to load it onto my Bluebird, in the meantime using my savings account info to pay a limited number of online bills that will accept it as a payment method.
If the amount on hold is not all used for the duration of your stay, the remainder stays on hold for more than 7 days. They placed a hold on some money just like hotels do. But this was back in Maybe things have changed?
Is there a prepaid card that is easy to reload via internet banking vs. Norm, just about very prepaid card can be reloaded via online bank transfer. There are some drawbacks to the Western Union card. I have been denied some services on Amazon and when I called the number on the back of the card I kept getting disconnected.
I also had an order cancelled by them for items that were back ordered. It also takes 2 weeks for direct deposits to come through on the first direct deposit, and 1 week for each one after that!!!!!!!!!!!!!
Yes, and Paypal too. I received a card from work for a bonus not re-loadable my giftcardsite. It worked just fine everywhere. PerkStreet is an absolute rip-off. They say that they do not do a credit check but this is the very reason they denied me.
If I am sending my money why is there a credit check anyway. So I sign up on Sunday and get an email on Tuesday that unfortunately they cannot give me a card. When I had checked my bank account there was a debit from this company. I called up and was like how can you take my money without service.
She said that it would take up to business days to get the money back. I was like it did not take business days to get the money. They might have debited on Monday but I did not check until Tuesday. I think this company is just trying to make money of me in the mean time. They messed with the wrong one. Tasha, not sure why PerkStreet took your money and then denied the card. PerkStreet is a bank and the card they offer is a debit card.
The prepaid cards listed on this page do not check credit. I received an approval e-mail from PerkStreet last week. They mentioned on the e-mail that in 3 to 5 business days, they will debit my bank account which they did on the third day. Your best bet is to notify the Better Business Bureau. They can help you get your money back.
Plus, they can warn anyone else who plans on using this company in the future. Good luck. Can I use a prepaid card as my paypal account to receive the payment on from a sale that I make to someone. If so how does that work? Can anyone help me, or offer another suggestion if I cannot do the above.
Thanks for any help and advice you can give to me. I have a prepaid non re-loadable card to make purchases with Paypal, but someone there told me I must have a bank account with my social security number attached to me for payments made to me to be deposited into. Glad I ran into this website.
Oh, no! You got the gold card which is a rip off. As such, credit reports typically only include accounts based on lines of credit — i. This includes installment accounts, such as personal loans and home mortgages, as well as revolving credit accounts like credit cards. There are a number of good credit-building card options, even for those with bad credit, so long as you manage your card responsibly.
Along with key review factors, this compensation may impact how and where products appear across the site including, for example, the order in which they appear. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers. Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Brittney Mayer is a contributing editor for CardRates. Brittney specializes in translating complex financial jargon and ideas into readable, actionable advice on lending best practices.
By: Brittney Mayer. You can keep up with your balance on the Chase Mobile App. What we don't like : You can't use this card to make ATM withdrawals. What we like : Akimbo lets you create a separate prepaid card for each of your budget goals, and you can manage each card from within the Akimbo app.
You can schedule weekly autoloads for recurring expenses. You can also disable and enable cards at any time from within the app, as well as receive text updates after each transaction.Prepaid debit cards are a great alternative to traditional bank accounts. Many offer the same features as a checking account—online bill pay, cardx check deposit, and direct deposit—without the overdraft fees. All free prepaid cards with no fees prepaid debit cards on our list come with great features and perks; some even allow you to create sub-accounts with their own prepaid cards. Our list includes:. What we like : Our list includes two versions of the American Express Serve. This one charges no reload fees, which is a perk if you need to do free prepaid cards with no fees cash reloads in a single month. Your cash rewards are added to your card right after you earn them, and you can redeem rewards at any time. What we like: The Netspend Prepaid card allows you to get paid up to two days faster with direct deposit. You annies gluten free mac and cheese load money onto your account using mobile free prepaid cards with no fees deposit, reload free prepaid cards with no fees overlocations, or receive money from friends and family who have Netspend cards. Download the free Mobile App to easily manage your Netspend account, earn cash back from eligible purchases, free prepaid cards with no fees get a bonus added to your balance when a friend signs up. What we don't like : Fees can add up quickly. Your Stars won't expire as long as your account is open. The card doesn't charge any monthly, annual, or reload fees. You can keep up with your balance on the Chase Mobile App. What we don't like : You can't use this card to make ATM withdrawals. What we like : Akimbo lets fres create a separate prepaid card for each of your all inclusive holidays in spain with free child places goals, and rree can manage each card from within the Akimbo app. You can schedule weekly autoloads for recurring expenses. Best with No PIN Transaction Fees. Best with No Signature Transaction Fees. Best with No Reload Fees. elmarkinninger.biz › Credit Card Advice. Movo Virtual Prepaid Visa Card. No monthly fees; free ATM network; instant transfers between cards. Jump to details. Best for ATM withdrawals. Fifth Third Bank. Visa prepaid cards are easy to use and reloadable - Learn more about prepaid No late fees or interest charges because this is not a credit card. With the BB&T MoneyAccount, enjoy free online banking, free loads, free. Free prepaid credit cards with no fees are an alternative to bank accounts and traditional credit cards. Check out the Best Low Fee and Free Prepaid Cards. Prepaid debit cards are a great option for building credit. when using the card, a Fee Advantage Plan with a $ monthly fee and free unlimited transactions. It also charges no transaction fees, though it has no option for fee-free ATM withdrawals. Mango Prepaid MastercardÂ®. Reload for free with. There's also no fee to add money from a bank account. You'll have access to free online bill pay, fraud protection, and free early direct deposit. The card itself is. January 11, at pm. They did say they were working on that. Alex says:. Michael says:. Joe you can add cash to any prepaid card, but not for free. May 14, at pm. DR says:. I should state that Walmart has something that is similar sounding to Money Manager Card. What is the problem? Another prepaid Visa card that is easy to get, easy to manage, and a lot safer than carrying cash is Russell Simmons Ruschard.